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    For India · UPI-native · free

    Split bills.
    Settle in one tap.

    FlowLife is the expense-splitter that opens GPay with the right amount already typed. Track money in, track money out, settle with friends — without leaving the app.

    Get started — it's freeTry the split tool
    • Free forever, no card
    • No trackers. Your data, period.
    • Works offline (PWA)
    🧾
    A real bill — go ahead, split it
    👆 Tap any friend to add or remove them.
    🍕
    Margherita Pizza
    Equal · ₹120 each
    ₹480
    🍔
    Truffle Burger
    Rahul · ₹540 each
    ₹540
    🥗
    Caesar Salad
    2 people · ₹160 each
    ₹320
    🍰
    Chocolate Lava
    2 people · ₹140 each
    ₹280
    🍹
    Mocktails x4
    Equal · ₹180 each
    ₹720
    ☕
    Filter Coffee
    Neha · ₹180 each
    ₹180
    Paid by:
    Total ₹2,520
    Live split
    Y
    You
    ₹440
    P
    Priya
    ₹600
    R
    Rahul
    ₹840
    N
    Neha
    ₹640
    Settle up
    • RpaysY₹840
    • NpaysY₹640
    • PpaysY₹600
    FlowLife splits 4 ways with one tap. Or by exact amount, %, or shares.Live demo
    • 0-tap
      Tap to settle on UPI
    • 0+
      Apps you can import from
    • 0+
      Merchants tagged for you
    • ₹0
      Cost. Forever.
    The app

    A full tour, in 20 seconds.

    Hover the phone to pause. Or tap any chip below to jump to a specific screen — Dashboard, Splits, Settle-up, Insights, and one-paste Imports.

    One number that matters

    Today, this week, this month — your real net spend, not the bank's confusing balance.

    Auto-categorised

    Swiggy → Food. Uber → Transport. BigBasket → Groceries. No more manual tagging.

    9:41
    ●●●●5G
    Hi Souro 👋
    November
    S
    Net spend this month
    ₹42,180
    -12% vs OctBudget: ₹50,000
    Income
    ₹68,500
    Saved
    ₹26,320
    RecentSee all
    🍔
    Swiggy
    FoodAuto
    -₹420
    🚕
    Uber
    TransportAuto
    -₹285
    💰
    Salary
    Income
    +₹68,500
    🛒
    BigBasket
    GroceriesAuto
    -₹1,280
    🌴
    Goa Trip
    4 members · 18 expenses
    You are owed
    ₹3,420
    S
    P
    R
    N
    This week
    🏨
    Beach resort (2N)
    paid by Souro
    ₹12,800
    you: ₹3200
    🍽️
    Seafood dinner
    paid by Priya
    ₹2,400
    you: ₹600
    🛺
    Auto rides
    paid by Rahul
    ₹680
    you: ₹170
    🎟️
    Water sports
    paid by Souro
    ₹4,800
    you: ₹1200
    Equal
    4 ways
    By share
    2:1:1:1
    You will pay
    P
    →
    Priya
    priya@upi
    ₹1,240
    Settles 3 expenses from Goa Trip
    Nov spending
    ₹38,000
    12% less than Oct
    5 cats
    Food₹12,400
    Transport₹6,800
    Shopping₹9,200
    Groceries₹5,400
    Bills₹4,200
    💡 Smart insight

    You spent 41% on Food & delivery this month. Try the “Cook Mondays” budget — could save ₹2,800.

    7-day trend
    Auto-import
    Paste any statement / order
    Detected source
    Swiggy12 items · ₹1,840
    Parsed transactions
    🍕
    Pizza Hut
    Food
    ₹540
    🌯
    Burger King
    Food
    ₹320
    🍜
    WoWMomo
    Food
    ₹240
    🥗
    Salad Days
    Food
    ₹380
    🍦
    Naturals Ice Cream
    Food
    ₹180
    Income side too

    Salary, freelance, refunds — FlowLife tracks money in, not just money out.

    One number that matters

    Today, this week, this month — your real net spend, not the bank's confusing balance.

    Indian-first

    Works with the apps you already use.

    29+ Indian app integrations. Paste a Swiggy order, a HDFC statement, or your last GPay export — FlowLife parses, tags, and (if you want) splits it with your group.

    GGPay
    PPhonePe
    PPaytm
    CCRED
    SSwiggy
    ZZomato
    DDunzo
    BBigBasket
    BBlinkit
    ZZepto
    AAmazon
    FFlipkart
    MMyntra
    SSplitwise
    GGPay
    PPhonePe
    PPaytm
    CCRED
    SSwiggy
    ZZomato
    DDunzo
    BBigBasket
    BBlinkit
    ZZepto
    AAmazon
    FFlipkart
    MMyntra
    SSplitwise
    SSBI
    HHDFC
    IICICI
    AAxis
    KKotak
    OOla
    UUber
    RRapido
    IIRCTC
    MMMT
    RRedBus
    NNetflix
    HHotstar
    BBMS
    SSplitkaro
    SSBI
    HHDFC
    IICICI
    AAxis
    KKotak
    OOla
    UUber
    RRapido
    IIRCTC
    MMMT
    RRedBus
    NNetflix
    HHotstar
    BBMS
    SSplitkaro
    Why FlowLife

    Everything you need.
    Nothing you don't.

    Six tools every Indian needs, woven into one calm app.

    Type it, log it.
    No forms. Just a sentence.
    You typed
    Spent 420 on Swiggy yesterday, split with Priya
    Parsed
    Amount ₹420 · Date Yesterday
    Category Food & delivery · Split You + Priya (50/50)
    Split with anyone
    Equal · exact · % · shares.
    S
    P
    R
    N
    Greedy debt-graph minimises settlement count.
    Tasks know your money
    “Buy groceries” auto-creates a budget link.
    Pay rent
    ₹18,000
    Renew Netflix
    ₹649
    Birthday gift
    ₹2,500
    Insights you'll actually open
    Trends, categories, budget vs actual.
    MTWTFSS
    Income, expenses, tasks
    One app. One screen. One story.
    Salary credited
    +₹68,500
    Rent paid
    -₹18,000
    Groceries
    -₹3,420
    Freelance
    +₹12,000
    Your data, your business.

    Hashed passwords. Strict per-user scoping. No third-party trackers. Works offline as a PWA and syncs when you reconnect.

    PWAOffline-firstNo trackersSelf-host ready
    Free · No card · Two-minute setup

    Take the next group dinner.
    Skip the awkward maths.

    Sign up, add a group, paste the bill. FlowLife does the splitting, the chasing, and the UPI link. You enjoy dinner.

    Create your free accountI already have an account
    FFlowLife

    The interactive finance + tasks app — built for India. Track, split, and settle with one tap.

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